Test F1■ Many companies don’t cover employees’ global risks ■ By Joan Raymond CLEVELAND: John Friel figured that he always knew everything there was to know about overseas business travel. As a scientists for the U.S. specialty chemical manufacturer Rohm & Haas, he routinely travels to Europe, South America and Asia. And he admits that he never thought twice about anything going wrong. Until, of course, it did. In May, while visiting the Caribbean island of St. Martin, Friel suffered a heart attack that led to congestive heart failure, pulmonary edema, and pneumonia. "I was terrified,' said Friel, who was travelling with his wife, neither of whom speak French, the official language of the northern half of the island, where they were staying. "I thought that my life was over." But nestled in his wallet was a little white card for International SOS, a group used by his company to provide medical assistance and security services for its overseas travellers. His wife made a call to see if they could help. The SOS team swung into action, providing consultations among the doctors caring for him, his cardiologist back in Philadelphia, and its own medical staff. But as his condition continued to deteriorate, the SOS team arranged his flight back to the United States for a heart catheterization. Many companies don't cover employees' global risks. Now, Friel is doing fine. He expects to be back at work by late summer. And he said that when it came to business travel, you could never be too careful or prepared "I never thought that I would have need of help," he said. "But when you don't speak the language and when you're sick, you need all the help that you can get. We never could have done this on our own." Friel is lucky. His company had all the tools in place to help prevent a serious situation from turning into a potentially deadly one. Not all travellers are so fortunate. In the United States, only about 40 percent of companies have any type of travel risk management program in place to help employees deal with medical emergencies, kidnapping and extortion threats or any of the other myriad problems that can occur when travelling abroad, said Craig Banikowski, chairman of the global risk management committee for the Nation al Business Travel Association. And the numbers are even more dismal when it comes to small businesses ' or the sole proprietor who travels. "People are under the impression that nothing bad can happen to them," Banikowski said. "And if something does, they believe the embassy is goingto step in and make everything right." But, "embassies can only do so much," said Randy Spivey, executive director of the Safe Travel Institute in Spokane, Washington, which provides survival training and travel risk reduction training to companies like Wal-Mart and Boeing. "Business travellers have to take some responsibility to help themselves." Risk management is a major issue at Care Inc., a disaster and relief organization based in Atlanta. In the past several years, Care has dealt with several kidnapping attempts of its overseas employees, the death of one employee after she was kid napped in Iraq and the burning of its office in Kabul, Afghanistan. "Our biggest problem was trying to convince our employees that despite the fact they travel all the time, they may not know everything there is to know," Ann Peeler Jones, director of global financial services for Care, said. The company recently teamed with iJET, a travel and asset risk management company in Annapolis, Maryland. With information from iJET, Peeler Jones can now track employees on a computerised map. And with alerts from iJET, she can quickly notify employees of potential dangers. Last May, Peeler Jones was able to notify one of her employees on the same plane as, and sitting only one row behind, the American man who set off an international tuberculosis scare. "It was important that I could notify her before the news story broke," she said. "It helped calm fears." Small businesses and entrepreneurs do not have the resources of large corporations, but they still can mitigate risks. Banikowski suggested making copies of all important documents, like a passport, credit cards, driver's license and medical information and leaving a copy with a colleague or family member. “Consider scanning and e-mailing these documents to yourself”, Banikowski said. Before going abroad for business, travellers should find out if their medical policy covers sickness and injuries overseas, said Rob Howard, director of corporate sales for HTH Worldwide, a travel insurance company in Radnor, Pennsylvania. Even if policies do promise reimbursement travellers probably will have to pay any costs up front for medical care, he said. Most insurance policies do not cover medical evacuation, which can easily run into the six figures, he said. There are many options. International SOS, for example, offers a 10-day program for $80 that includes access to its 28 global alarm centers and medical assistance and evacuation. Short-term insurance coverage is available for $29. An annual membership costs $350. HTH Worldwide estimates that coverage, which includes medical evacuation and cashless access to its world-wide network of 4,000 English-speaking doctors and 750 hospitals would cost about $4 to $6 a day.
Active Vocabulary 1. overseas business travel – заграничная командировка 2. to travel routinely – постоянно путешествовать 3. to provide medical assistance and security services – оказывать медицинскую помощь и услуги по обеспечению безопасности 4. travel risk management programme – программа управления рисками при поездках 5. small businesses – предприятия малого бизнеса 6. the sole proprietor – индивидуальный предприниматель 7. survival training – обучение техникам выживания 8. travel risk reduction training – обучение приемам снижения рисков при поездках 9. to take some responsibility – брать на себя ответственность 10. asset risk management – управление рисками при управлении капиталом 11. to notify – уведомлять 12. an entrepreneur – предприниматель 13. to mitigate risks – уменьшать риски 14. a medical policy – полис медицинского страхования 15. reimbursement – возмещение (страховое) 16. medical evacuation – медико-транспортная помощь 17. to estimate – оценивать (стоимость, риск, производительность) Test F1
Задание 1. Заполните пропуск My favourite _____________at school were history and geography. a) lessons b) tasks c) periods d) subjects
Задание 2. Заполните пропуск Let's stop at this restaurant for a quick_______. a) menu b) meal c) smile d) walk
Задание 3. Заполните пропуск А_____comprises the visible features of an area of land, including living elements of flora and fauna, abstract elements, and human elements.
a) biosphere b) landscape c) nature d) environment
Задание 4. Заполните пропуск The_____is all living matter on the planet or the portion of the planet occupied by life. a) hydrosphere b) lithosphere c) atmosphere d) biosphere Задание 5. Заполните пропуск A shorter, more_____meeting leaves time for work. a) production b) productiveness c) productive d) productivity
Задание 6. Заполните пропуск Is this book yours or_________ a) her b) he c) she d) his
Задание 8. Заполните пропуск Bats and owls generally hunt at________night. a) a b) the c) an d) - Задание 9. Заполните пропуск The Pyramids were built _____ people who lived a long time ago. a) by 1 b) of c) after d) with
Задание 10. Заполните пропуск ______ he overslept, Clive wasn’t late for work. a) So b) because c) but d) Although
Задание 11. Заполните пропуск We saw several people _____ in the lake. a) to be swum b) swimming c) being swum d) to be swimming
Задание 12. Заполните пропуск It depended _____ us what flight to choose. a) from b) at c) - d) on
Задание 13. Заполните пропуск After I ______ the letter, I started to cry. a) were reading b) had read c) has read d) am reading
Задание 14. Заполните пропуск We were to meet at seven, but I ____ come here in time. a) May not b) Needn’t c) Can’t d) Couldn’t
Задание 15. Выберите реплику, наиболее соответствующую ситуации общения. Professor:” Has anyone got any questions?” Student:” __________________________”
a) Could you explain what these terms mean? b) What should I do? c) What do these terms mean? d) When does this lecture finish?
Задание 16. Выберите реплику, наиболее соответствующую ситуации общения.
Receptionist: __________________________
Guest:”I’d like to reserve the room! a) Is there anything I can do for you? b) What do you want, please? c) Who are you? d) Do you want something?
Задание 17. Выберите реплику, наиболее соответствующую ситуации общения Driver: “Yes?” Police Officer:” ______________” a) Could you switch off your engine please, sir? b) You must switch off your engine immediately c) Switch off your engine. d) You’d better switch off your engine
Задание 18. Выберите реплику, наиболее соответствующую ситуации общения Waiter:”Did you enjoy your meal?”
Customer:” ________ a) Yes, it was b) Quite good c) Good enough d) Yes, thanks, it was very good
Задание19. Заполните пропуск There is ______ on the official flag of Canada. a) a red maple leaf b)a number of stars and stripes c) a green birch leaf d) a red star
Задание 20.Заполните пропуск The first President of the USA was _____________. a) Jefferson b) Kennedy c) Lincoln d) Washington
Задание 21.Заполните пропуск St.Paul’s Cathedral, the greatest monument and Wren’s masterpiece, is situated in ____. a) Liverpool b)Oxford c) Manchester d) London
Задание 22. Заполните пропуск Scotland is a motherland of the greatest English poet _____. a) William Shakespeare b) Robert Burns c) Agate Christie d) William Blake
Задание 23. Расположите части делового письма в правильном порядке a)The Sales Department, South importers Ltd., Dane Street, Northam, Southampton 509 4YQ
b) We are a large music shop in the centre of Liverpool and would like to know more about the tapes and cassettes you advertise in the month’s edition of Music Monthly
c) Yours faithfully _____________ Jeffry Allen Director
d) A.X.C. Records Ltd., 41Broadway, Liverpool L915PB 12 may 2005 e) Dear Sirs,
Задание 24. Определите, к какому виду делового документа относится представленный ниже отрывок
I am writing in connection with the above invoice for an MX3 Facsimile machine. We receive this machine yesterday. Unfortunately, the power cable is missing. We would be glade grateful if you could send us one as soon as possible. ……………………………. (From Company to Company by A.Littlejohn) a) Letter of complaint b) Contract c) Letter of apology d) CV
Задание 25. Перед Вами конверт
Соотнесите информацию под определенным номером на конверте с тем, что она обозначает a) the ZIP Code in the return address b) the ZIP Code in the mailing address c) the addressee d) town the letter comes from e) addressee’s company name f) the street name in the mailing address
Задание 26. Выберите слова или сочетания слов для заполнения пропусков так, чтобы они отражали особенности оформления служебной записки
(1)_______: Project Planning Dept From: GM (2) _______: Aqua Warm BV
I am sure that you have read about the recent explosion at Perfecta Ltd. We decided not to install any more (3)_____ central heating systems until we can be sure that they are absolutely safe. Please write and inform them of this. (4) ________
a) To b) Subject c) Aqua Warm d) T.Y.
Задание 27. Прочитайте текст AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth.
a) Ложным b) Истинным c) В тексте нет информации Задание 28. Прочитайте текст AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth.
Задание 29. Прочитайте текст AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth.
a) Ложным b) Истинным c) В тексте нет информации Задание 30. Прочитайте текст
AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth.
a) Ложным b) Истинным c) В тексте нет информации Задание 31. Прочитайте текст AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth. 4. Many countries are debating how to reduce dependence on fossil fuels for energy production and shift toward renewable energy technologies or nuclear power plants. Efforts to reduce pollution from mobile sources includes primary regulation, expanding regulation to new sources, increased fuel efficiency, conversion to cleaner fuels, or conversion to electric vehicles with renewable energy sources. [1744] From Wikipedia
Укажите,какой час/пи текста (1, 2, 3, 4) соответствует следующая информация; Air pollution causes different health problems and early deaths. a) 2 b) 1 c) 3 d) 4 Задание 32. Прочитайте текст
AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth.
Задание 33. Прочитайте текст AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth.
Ответьте на вопрос; What sources are considered to be major air pollutants?
a) They are nuclear power plants. b) They are electro mobiles. c) They are hydro-electric stations. d) They are cars and busses. Задание 34. Прочитайте текст AIR POLLUTION 1. Air pollution is a chemical, physical, or biological agent that modifies the natural characteristics of the atmosphere. The atmosphere is a complex, dynamic natural gaseous system that is essential to support life on planet Earth. Stratospheric ozone depletion due to air pollution has long been recognized as a threat to human health as well as to the Earth's ecosystems. Worldwide air pollution is responsible for large numbers of deaths and cases of respiratory disease. While major stationary sources are often identified with air pollution, the greatest source of emissions is actually made up by mobile sources, mainly the automobiles. 2. The World Health Organization thinks that 4.6 million people die each year from causes directly attributable to air pollution. The health effects can result in increased medication use, increased doctor or emergency room visits, more hospital admissions and premature death. The human health effects of poor air quality are far reaching, but principally affect the body's respiratory system and the cardiovascular system. Individual reactions to air pollutants depend on the type of pollutant a person is exposed to the degree of exposure, the individual's health status and genetics. People who exercise outdoors, for example, on hot, smoggy days increase their exposure to pollutants in the air. 3. There are many air pollution control technologies and urban planning strategies available to reduce air pollution: however, worldwide costs of addressing the issue are high. Of course, these costs are a small fraction of the economic damage that air pollution will inflict on every nation of earth.
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